Pick Up that Neglected Paperwork

Do you have a financial issue you are avoiding because the process is unfamiliar, complicated, and confusing? I can relate. I adopted my daughter Raelyn last August. It was my first adoption. We were matched with her birth mom three weeks before she was due.

Needless to say there was a lot going on. And all of this was taking place in the state of Utah, with an agency that was new to us, at a hospital that was new to us. We did our best to navigate the process, and it all worked out wonderfully.

We had to rely on experts a lot because there wasn’t time to learn everything we needed to know. At some point in the process, we were advised to pay cash for Raelyn’s hospital bill. The hospital gave us a negotiated rate of $1,700. I remembered hearing something about the fact that our insurance might reimburse us for it. We paid it, along with many much larger bills (adoption is expensive, but well worth it).

As we began life with our first child, this paperwork kept getting put off to the side. $1,700 is a lot of money. I’d love to get reimbursed for it, but I didn’t know where to start with the insurance company. So I put it off for a month…two months…three months.

Eventually I started worrying that any further delays might prevent me from getting paid back. So I started fumbling my way through the process one step at a time. It turns out it’s not so bad. Once again I’m relying on experts in this field to walk me through it, but I think I will actually get paid back.

Do you have any financial issues you’re not dealing with because they intimidate you? I can help you navigate the world of finance and investments. Heck, I might even be able to help out with health insurance questions…okay, don’t hold your breath on that one.

Legal Disclaimer: These posts do not constitute an offer or recommendation to buy or sell any securities or instruments or to participate in any particular investment or trading strategy. They are for informational purposes only. CTW gathers its data from sources it considers reliable. However, CTW makes no express or implied warranties regarding the accuracy of this information or any opinions expressed by the author and may update or change them without prior notification.

By  | October 29th, 2019 | Wealth Management

About the Author:

John has more than ten years experience as an Investment Advisor. He focuses on devising and maintaining portfolios that meet individuals’ needs, investment research, and investment strategy. John has been recognized as a “FIVE STAR wealth manager” by Twin Cities Business Magazine 2016-2020.