I work with clients who hold a variety of political and cultural beliefs. I’m proud to say that I’ve helped people on both sides of the political aisle align a part of their portfolio with their beliefs. You can do this in many ways. You can exclude companies or industries that you don’t want to support. You can also take a more proactive approach by investing in bonds supporting programs like affordable housing and community development for poor areas – commonly referred to as impact bonds.

The cost of impact bonds is falling, making this a more palatable option for those who are interested in it. It used to be that you had to pay close to 1% in management fees for an impact bond fund. With a big enough investment today, you can now participate in them for close to 0.40%. That’s not bad, especially since you can earn close to 5% on high quality bonds to begin with.

The costs of stock and bond funds that screen out industries/companies is even lower, for those interested in going that route. I’m never going to push my beliefs on anyone. I’m just saying this is out there. If it’s interesting to you, let’s talk. If you want to stick to pursuing the highest possible returns, I can help with that too.

About the Author:

John has more than ten years experience as an Investment Advisor. He focuses on devising and maintaining portfolios that meet individuals’ needs, investment research, and investment strategy. John has been recognized as a “FIVE STAR wealth manager” by Twin Cities Business Magazine 2016-2024. He is a CFA charterholder and CERTIFIED FINANCIAL PLANNER™ Professional.

Legal Disclaimer: These posts do not constitute an offer or recommendation to buy or sell any securities or instruments or to participate in any particular investment or trading strategy. They are for informational purposes only. CTW gathers its data from sources it considers reliable. However, CTW makes no express or implied warranties regarding the accuracy of this information or any opinions expressed by the author and may update or change them without prior notification.