I hesitate to give out universal advice, but I have a concept for you today that applies to just about everyone who is still working. Let’s talk about building up some “Forget You!” Money. Okay, this topic was originally explained to me using a different F word, but we’ll keep it clean.
Regardless of what your retirement goals are, there is a big advantage to aggressively saving while you’re young. It gives you the freedom to eventually work on your terms. Not everyone can make a living doing what they love. That’s a fact. If you’re in a job that you hate, but you’re making a lot of dough – save up quickly. That can help you make the switch to something you like better that may not pay as much.
None of us knows what tomorrow will bring. I love my job and the people I work with. The more I save today, the more flexibility I have to shape the rest of my career the way I want it to. What if Keith (my boss) retires and Erin (the one who runs this place) wins the lottery? It might not be as fun to work here. Or what if my clients all turn into jerks? That would be no good.
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