[/fusion_text][fusion_text]Charnelle (my wife) loves opening the mail in December. She gets so much joy out of Christmas cards that I leave pretty much all of them for her to open. I will admit it’s fun to see the photos of everyone, how much the kids have grown, and find out what’s new. I think that settles the debate once and for all that I’m not a Millennial. To further that case, what I really like are the people who still take the time to include a letter with more details on what’s new over the past year.
Here’s an idea for you. Send your holiday card to your investment advisor too, and include that letter with what’s new. Not only do we enjoy them, but they give us useful nuggets about what’s going on in your life. All of our lives change in ways we never expected, and often they do so in little ways over time that we don’t notice. Think about all the twists and turns your life has taken just this year. Then think about how that changes your perspective and your goals.
All of that is useful information to share with your advisor. Our work is not done when we put together a financial plan for someone. It is only beginning. Our real job is to adjust and change the plan as your life changes. New jobs, new relationships, new family members, financial successes, financial failures, etc. They all prompt great conversations about whether or not any changes should be made with your money.
In a perfect world, you are talking with an advisor throughout the year as things change. If not, maybe a Christmas card will be a good reminder. I hope that you had a wonderful year and an even better one awaits you![/fusion_text][separator style_type=”single” top_margin=”” bottom_margin=”” sep_color=”” icon=”” width=”” class=”” id=””][fusion_text]
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