Weekly Blog

To buy or not to buy, that is the I-Bond question

We’ve seen plenty of strange things over the past two years. One of the strangest might be the excitement over savings bonds this week. That’s right – savings bonds. Most people haven’t thought about buying them in years because the interest rates are so low. That all...

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Tech companies have too much cash

Big technology companies are buying up office properties (WSJ article). Why is this noteworthy? It’s a sign they have run out of more productive ways to spend their cash. Typically, high growth companies would lease their real estate because they want to reinvest...

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Early Retirement

I love working with early retirees – those fortunate enough to retire in their 50s or early 60s. They are often high earners who suddenly find themselves in a lower tax bracket. This presents a number of fun planning opportunities – Roth conversions, IRA withdrawals,...

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Simpler is Better

Years ago, I bought blinds for my downstairs bedrooms. Home Depot had a special where I could get blinds that open from the top and bottom for the same price as standard ones that only come up from the bottom. The saleswoman couldn’t believe that I didn’t want the...

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What does CFA mean?

I have three letters after my name that I am quite proud of, even if most of my clients don’t understand what they mean. Either the CFA Institute or I haven’t done a good enough job explaining those marks, maybe both. Let me take a few minutes to try today. What does...

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